My 1979
Chapter 1575 First Battle
He Zhou nodded and said, "I understand what you mean."
After listening to so much throughout the morning, he has already understood a general idea. Because so-called small loan companies do not have the qualifications to absorb savings and lend money at the same time, they can only operate on the edge of the law in the form of p2p, and they can do whatever is not prohibited by law.
Jiang Yaoyao took out two pieces of paper from a pile of documents, handed them to him and said, "This is the phone list. I bought it with my own money. I give it to you now. You call according to this first, and you will have to pay for the list later. Buy. Your main task in the afternoon is to dial 200 numbers."
After speaking, he pushed a telephone on the table in front of He Zhou.
He Zhou picked it up and looked at it. They were all densely packed with mobile phone numbers. There were at least a hundred on a page. He smiled bitterly and said, "Just making phone calls?"
Jiang Yaoyao said, "Do you think making a phone call is easy? Listen to what other colleagues say first, you can refer to them, and then practice your speaking skills based on your own ideas.
You can’t even speak on the phone, let alone expect to meet with clients in person. "
He Zhou said, "Isn't 200 too much?"
He was afraid he would die of thirst.
Jiang Yaoyao said, "Many of them are empty numbers and unanswered calls. I can make hundreds of calls casually. It's no big deal.
This pen is given to you. After every call you make, you should indicate the customer's situation, whether no one answers, the number is empty, or the call is refused. If there is a customer who answers, what is the customer's intention and what is the loan qualification? You'd better mark it clearly. , to be more detailed, you can record the intended customers separately in your own notebook. "
He Zhou agreed, holding the phone in one hand and a pen in the other, sitting on the chair and listening carefully to what the girl next to him was saying on the phone.
The girl was wearing a professional attire, looking at the list, dialing the phone with her fingers, and speaking very quickly once the call was connected.
After He Zhou listened to five or six calls, he eagerly dialed his first number.
"Hello, sir, I'm here to do unsecured credit loans."
Before he could finish speaking, he was yelled at, "Maler Gobi, you are ordinary people, right?"
Encountering Waterloo in the first battle, He Zhou just smiled awkwardly and then asked, "How do you know?"
The person on the phone yelled angrily, "I answer more than a dozen calls from you all day long! There will be no end! Mahler Gobi, I will take out a loan now. Come here, come here quickly!"
He Zhou quickly hung up the phone.
Not to be offended.
After a bad start, he didn't have the courage to dial the second number immediately to calm down. After drinking tea, he slowly dialed the second number after a few minutes.
"Sorry, the number you dialed has been down. Sorry, the number you dialed." He Zhou hung up without waiting to finish.
He didn't know whether to be happy or disappointed.
Then I called the third number, but it was an empty number.
After the inertia was formed, the fourth and fifth calls were dialed, and no one answered until the seventh number was dialed.
"Hello, sir, I am engaged in unsecured credit loans." He Zhou blurted out what he had been thinking about for a long time, "Do you have any funding needs?"
"Who doesn't need money? Give me 300,000 yuan." The person on the phone said generously.
"Sir, where is your household registration?" Although he could feel that the other party was playing tricks on him, He Zhou continued to chat with him in order to practice his speaking skills.
"Why are you talking so much nonsense if you can get a loan or not?" The person on the phone showed his impatience.
"Sir, I need to see your qualifications to determine how much loan you can lend." He Zhou said unhurriedly.
"More is better, less is better. Even ten or twenty thousand is fine."
He Zhou continued, "Sir, could you please tell me about your situation? Where is your registered permanent residence and what kind of job do you do?"
Dudu
The phone on the other side hung up.
He Zhou made a cross on the phone number and then dialed.
After an hour on the phone, he no longer had stage fright.
"Sir, you have a registered residence in Xiangxi, right? How much is your monthly check-in salary?" Finally meeting an interested customer, He Zhou couldn't help but raise his tone so that the customer could hear his voice clearly.
"4200." The person on the phone said tepidly.
"It's a check-in, right?" He Zhou imitated the little girl across from him and asked the part that needed to be emphasized. After getting confirmation from the other party, he continued to ask, "Do you pay for social security?"
"some."
He Zhou then asked, "Are credit card and mortgage repayments normal?"
"I don't have a credit card or a mortgage."
"No credit record?" He Zhou remembered that their credit company's loan requirements clearly required a credit record, so he looked at the little girl across from him asking for help.
The little girl opposite put down the phone in her hand, walked up to He Zhou, and whispered, "It can be done."
Although He Zhou was puzzled, after getting a positive reply from the little girl, he hurriedly said, "Sir, you can get a loan. Please give me the information when it is convenient for you. Oh, the information is very simple, a copy of your ID card, the bank's You can get your half-year statement, electricity bill, and income certificate at the bank counter. What? Isn’t it convenient to issue an income certificate?”
He looked at the little girl again.
The little girl said, "If you don't have proof of income, you don't need to use it yet."
After He Zhou recorded the other party's information, he hung up the phone and asked the little girl, "Can't we do it without a credit record?"
The little girl is in her twenties, has neat short hair, and has slight dimples when she smiles. She said, "If our company can't do it, there are other companies that can do it.
We are not the only small loan company.
After you collect all the customer information, you hand it over to a salesperson from another company. If the loan is completed, you can get rebates or exchange orders with the salesperson. If you give him an order, he will also give you an order.
Did you forget to ask the client how much money he needs? "
He Zhou patted his head in frustration and said, "I forgot to ask."
The little girl said, "Call and ask."
He Zhou hurriedly replayed it, and after finishing it, he said to the little girl, "I need 80,000 yuan. The purpose of the funds is to start a business."
The little girl said, "Eighty thousand is a bit difficult. He has no credit. Only Anxin, Panshi, and Wealth Loan can do it. Anxin and Panshi don't need an interview. Just collect the information and give it to their salesperson.
A wealth loan requires an interview. After the first two are approved, you can take him to an interview with the third one.
If you really do it all, you can probably earn two to three thousand. "
He Zhou asked, "What should I do if he doesn't have proof of income?"
The little girl pursed her lips and smiled, and whispered, "Go and ask Mr. Jiang."
In fact, it was just a matter of carrot chapter, but He Zhou had just joined the job and the friendship was not deep, so she didn't want to talk too much.
Seeing He Zhou's embarrassed look, he couldn't help but continue, "Just give the copy of your ID card and the statement to the salesperson from another company. The old salesman can do it himself."
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