Rebirth: I Want to Surf

"Meilan is definitely another mobile phone that crosses the era, congratulations!"

"It flatters me too much. We just have a solid foundation and dare to do it."

"If you let other manufacturers hear your words, I'm afraid you will die of anger!"

After the press conference ended, the guests bid farewell one by one. Yi Huiman and the vice president of China Unicom came over last, and expressed a few opinions on Meilan, and chatted with each other.

Seeing this, Yin Yin smiled and said, "I won't bother you, I'll go back first."

"Well, drive slowly."

Yao Yuan patted her on the arm and watched her leave the venue. The two people looked at Yin Yin with approval. There have long been rumors in the society that the surname Yao eats soft food and relies on women to get the upper hand...

Those in the know laughed it off, but they couldn't help feeling envious. Who wouldn't want a wife who is beautiful in the living room and in the kitchen, and has a family background?

"Boss Yao!"

At this time, Bai Yongxiang changed his clothes and came over.

Yao Yuan introduced him, Yi Huiman shook hands with Bai Yongxiang, and said with a smile: "Mr. Bai has admired his name for a long time, and he took the liberty to come here today and invite the two of you to have a small gathering. It's getting late, shall we start now?"

"Um?"

Bai Yongxiang was puzzled, looked at Yao Yuan, Yao Yuan only said: "You are too polite, I will be the host today, I know a good place."

After some concessions, the four of them left the convention center and got into their cars.

After walking for forty minutes, I left the urban area and arrived at Changping. I turned into a quite secluded yard on the mountainside, and there stood a small building in it, with a quiet environment.

"Nice place, this is..."

Yi Huiman asked.

"Your business, don't worry."

"Oh, good!"

Although Yao Yuan does not engage in real estate, he has also purchased a lot of properties, and converted several of them into private clubs for high-end business reception.

He has relationships with people from all walks of life, and different levels correspond to different treatment. You can't lead the vice president of ICBC to eat lanterns and eat fennel beans from Kong Yiji, right?

After entering the private room, it was warm, and Yao Yuan recommended, "Try the fish from Chagan Lake? Freshly caught in winter."

"Chagan Lake is good, try it!"

Yi Huiman was easy to talk, looked around again, and said with a smile: "It's not easy to build such a big yard now."

"The mall helped the village sell fruit and set up a logistics station, so I asked for a piece of land by the way."

"Oh? Like the one in Longyang Village?"

"Yes, almost."

"This is a great thing. Brother Yao has always been a model entrepreneur in helping farmers."

Yi Hui spoke highly of it, and the vice president of China Unicom also echoed, praising him as a contemporary saint and a role model for society...

"..."

With this situation, Yao Yuan felt strange, if he were to shoot "In the Name of the People", he might not use himself as a prototype? Even Yinyin has to be counted!

Fortunately, the nature is different.

Soon the food was on the table, and the main course was the fat head fish from Chagan Lake.

There are four legends in the food industry: rice from Wuchang, fish from Chagan Lake, crab from Yangcheng Lake, and Lafite from 1982... I can't finish it, I can't finish it at all.

The wine was liquor, beer, and red wine in one, and the vice president of China Unicom added to the fun on the spot, performing a "depth bomb".

Yi Huiman drank a lot and was not in a state of intoxication. Finally, he got to the point and said, "Last year, the country issued the first batch of third-party payment licenses, and Mai Mai was among them."

"Well, there is such a thing."

"In the past two years, the country has been researching mobile payment standards, my brother must know it?"

"I have heard about it, but I don't know about it."

"Oh, soon you will understand..."

Yi Huiman smiled and said: "After the Spring Festival, the central bank will hold a meeting, and relevant banks, operators, third-party payment, mobile phone manufacturers, etc. will all participate, and the notice will come down in a few days.

My brother has both a payment platform and a mobile phone manufacturer, which is quite important! "

"..."

Yao Yuan looked at him, quickly pondering the meaning of the words, but poured a glass of wine for the other party with a silky hand, and asked: "Have a meeting to study mobile payment?"

"Exactly. In fact, the "Draft for Comments" was released in 2010. UnionPay and China Mobile have been competing for dominance. This year should have a result."

"Please advise!"

"It's easy to talk about."

When it comes to mobile payment, we have the impression of WeChat and Alipay, but this was not the case at all in the early days.

First of all, we must understand what is NFC?

This is a high-frequency wireless communication technology with a sensing distance of 15 cm and a response time of about 0.1 second. Adding this technology to chips can make NFC mobile phones.

NFC mobile phones do not need the Internet, buses, subways, and POS machines, just swipe the mobile phone and it is OK-in other words, the NFC mobile phone is equivalent to a multi-function card.

This mobile payment method is called near-field payment.

In contrast, the other is called remote payment, which uses the Internet to pay. The QR code we use, despite the short distance, is actually a remote payment.

The mobile payment standard being formulated by the country is a near-field payment standard, which is contested by the 2.4GHz standard led by China Mobile and the 13.56MHz standard led by UnionPay.

Why come from near-field payment first?

Because this thing is very mature in foreign countries and can be used for reference. Secondly, banks and operators have no experience in Internet payment.

The two fought, and finally UnionPay won.

UnionPay was full of ambition and began to vigorously promote NFC mobile phones, thinking that its own mobile payment era was coming. The result is not the case, and NFC technology cannot be promoted at all.

On the contrary, Alipay and WeChat used QR codes to attack cities and territories frantically and monopolize the market directly.

The reason, three words: high cost!

NFC technology has to be added to the chip to be used, and the cost of mobile phone manufacturers will naturally increase;

The POS machine also needs to be modified to be suitable, and the cost of each modification is 500 yuan;

If users want to use this technology, they have to buy an NFC mobile phone or change the card.

From the mobile phone for payment, to the POS machine for payment, and then to the user, the cost has all increased. How can this thing be promoted?

In contrast to the QR code, once the merchant posts it, the consumer scans it, and it’s OK!

But now, no one can see the future, and everyone's ideas are focused on "developing near-field payment standards and promoting NFC mobile phones"—except Yao Yuan.

This is also the purpose of Yi Huiman, saying: "At present, there is a game between the two sides, but the winner must be UnionPay, and we will lead the mobile payment era.

Our ICBC and China Unicom have reached a preliminary agreement to plan a [Mobile Wallet] product, when the user swipes their mobile phone, they can easily pay quickly. "

"Well……"

Yao Yuan followed the logic and said: "Can I understand this way, you are looking for us because you want to make a customized ICBC + China Unicom version with built-in NFC and your mobile wallet?"

"That's what I mean!"

"What is it used for?"

"A lot, buses, subways, access control, shopping malls, vegetable markets, convenience stores..."

"No no, I mean what do they use to collect money?"

"Oh, it's usually a POS machine. When the standard is formally established, UnionPay will transform a batch of POS machines that support NFC."

"And then distributed to all parts of the country?"

"right!"

"How many POS machines are there in China now?"

"More than 3 million units!"

Yi Huiman explained: "Although there are not many, as long as we dominate the mobile payment standard, the increase will be very rapid. At that time, ICBC, China Unicom, and Meizu will join forces to get a share of the mobile payment market early."

"..."

Yao Yuan listened silently, and a few words floated out of his heart: Give it to your uncle!

(besides……)